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1. Little Givers—Discuss with children how you set aside a portion of your family’s earnings to give back to God. Then show them how to earmark a portion of their allowance or financial gifts to church or Sunday school.

2. Learn on the Go—Turn shopping excursions into lessons on money management. Give children shopping lists and show them how to hunt for bargains and use coupons. Let them interact with cashiers and count change.


  3. Be the Change— Together, choose a charity to support through money and prayer. Encourage family members to collect spare change or to go without gourmet coffee or special treats for a period of time. Collect change in a jar. When the jar is full, convert the change into a money order made out to your charity. If possible, hand-deliver the donation.


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